Disclaimer

General information only

Everything on this site is provided for general informational purposes only. It is not tax advice, financial advice, or legal advice, and it is not a substitute for advice from a qualified accountant, tax adviser, or solicitor who knows your specific circumstances. Making Tax Digital, tax thresholds, penalties, and related rules are set by HMRC and can change. Before making any decision based on content from this site — including your Making Tax Digital start date, which software to use, or which bank account to open — verify current details directly with gov.uk or a qualified professional.

No guarantee of accuracy or currency

We make a reasonable effort to keep figures, thresholds, dates, and product details accurate and up to date, and each article is dated with its last review. However, rules change, and providers change their pricing and features without notice. We do not guarantee that any figure on this site is current at the time you read it. Where a specific number matters to a decision you're making, treat it as a starting point to verify, not a final answer.

Affiliate disclosure

Some links on this site are affiliate links. If you sign up for or purchase a product through one of these links, we may earn a commission, at no extra cost to you. This never influences which products we cover or how we describe them — our comparisons reflect our own assessment of each product's features and suitability, using each provider's own approved materials and links rather than independent claims about their products. We are not authorised or regulated by the Financial Conduct Authority, and nothing on this site should be read as a financial promotion of a regulated product.

Accountant referrals

If you contact us and specifically opt in to it, we may share your name, email address, and phone number with a firm of accountants in the Birmingham & Black Country area that we have worked with for a number of years, so they can get in touch with you directly. We may receive a referral fee if you go on to become their client. We only ever do this with your explicit, separate consent, given at the point you use our contact form — never automatically, and never bundled with any other consent. See our privacy policy for how we handle any information you send us.

Our tools

Our MTD start-date checker and any other interactive tools on this site give general guidance based on the qualifying-income thresholds published by HMRC. They are not personalised tax advice, do not account for every individual circumstance (joint ownership, foreign income, multiple business structures, and similar situations can change your position), and should not be relied on as a final determination of your obligations. Always confirm your specific position with HMRC or a qualified accountant.

External links

This site links to external websites, including gov.uk and third-party software or banking providers, for reference and convenience. We're not responsible for the content, accuracy, or availability of external sites, and linking to them doesn't imply endorsement of everything they contain.

Limitation of liability

To the fullest extent permitted by law, we accept no liability for any loss or damage arising from your use of, or reliance on, information contained on this site, including decisions made about your tax obligations, software choices, or financial products.

Changes to this disclaimer

We may update this disclaimer from time to time. Continued use of the site after changes are posted means you accept the updated version.